Good News!
Under Transamerica's newly enhanced underwriting guidelines, prospective clients with asthma—even those taking meds—may now qualify for Preferred Status on a case-by-case basis.
- Preferred Status is available provided the applicant:
is a nonsmoker between the ages of 25-65 - hasn't been hospitalized for asthma in the last five years; no other ailments
- information is from medical records, not self-reported
- meets all our regular, published Preferred criteria
- has no underwater or high-altitude avocations, whether ratable or non-ratable
- has treatment that may include intermittent (as needed) use of inhaled bronchodilators, or brief courses of cortcosteroids, or low dose medication
- has favorable respiratory studies with FVC >80% of expected, and variability of FEV1 or PEF over time less than 20%>
- has brief (hours), daytime, low-intensity symptoms less than once per month, with no time off from work or school due to asthma symptoms
