Foresters Changes Plan Right Application Process

Today there was an emergency call with Foresters and all the NMO's. We learned about the new requirements that will be in place starting August 1st. All applications for PlanRight must be submitted if a call to apptical was made, even if the client is declined or does not accept the plan. HIPAA is now mandating that we send in the signed application showing that we had permission to run the MIB and Script Check. Failure to comply with this new requirement will result in the in ability to sell any point of sale products with Foresters.

For more information call (505) 298-2111 and speak with Justin.

Transamerica Loosens up on Asthmatic clients!

Good News!


Under Transamerica's newly enhanced underwriting guidelines, prospective clients with asthma—even those taking meds—may now qualify for Preferred Status on a case-by-case basis.

• Preferred Status is available provided the applicant:
  is a nonsmoker between the ages of 25-65
• hasn't been hospitalized for asthma in the last five years; no other ailments
• information is from medical records, not self-reported
• meets all our regular, published Preferred criteria
• has no underwater or high-altitude avocations, whether ratable or non-ratable
• has treatment that may include intermittent (as needed) use of inhaled bronchodilators, or brief courses of cortcosteroids, or low dose medication
• has favorable respiratory studies with FVC >80% of expected, and variability of FEV1 or PEF over time less than 20%>
• has brief (hours), daytime, low-intensity symptoms less than once per month, with no time off from work or school due to asthma symptoms

Appeals Court Vacates Rule 151A

The courts have sided with us, the insurance agents, for now. Rule 151A stated that all Index Annuities would be controlled by the SEC starting January 12th, 2011. This would mean that all individuals who currently sell Annuities would have to get a securities license to sell the product.

This new development just came down the pipeline yesterday. Click HERE to read the latest article.

Pegasus 100k Club Will Start July 26th

The final date for the enrollment period for the 100k club by Pegasus has been set. This July 26th we will be rolling out the red carpet for the 1st meeting about the 100k club. If you are interested in getting into this club please call Justin Moya at 505-298-2111 and I can send you some information about why the club was started and what it can do for you!

Apologies for Lack of Updates

This site was created by me for one main purpose... That is to get information to you! These past few months I have failed at that attempt and have not given you the updates you deserve. I am re-committing my self to the original promise that I made at the beginning of this year. At least once per week you will see something new on this site. If you have any comments or you think something should be posted. please give me a call and let me know.