When speaking with an agent to run an illustration I am always surprised at what I hear when I ask one question; "How much insurance does your client need?" I hear everything from a single amount, usually $100k-$250k or the agent say "just run me a quote for these 4 amounts." This is not the way insurance should be sold. We, agents, have made life insurance into a transactional sale and are not asking the necessary questions to our clients. When sitting with a client don't be afraid to take a little extra time in asking three crucial questions:
- How much do you make every month?
- How long would you like your spouse to get this monthly check?
- What do you want your spouse to have for retirement?
The answer to these three questions will give you and your client the exact amount of insurance that your client needs. By taking the extra time with your client you will guarantee a future for his/her family as well as a higher commission for you! Call us today to find out what tool
Transamerica has made available to you to help your clients, (505) 298-2111
View a Video that can help open up the conversation with your clients and ease your way into a better sale. Click
HERE to view this video!